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Pricing & Fee Schedule
Transparent, Simple, Fair
At Uptex, we believe in radical transparency every fee, every rate, and every spread is clear before you confirm. No hidden markups. No surprises.
Individual Accounts
- Account Opening: No fee
- Minimum Deposit: USD: $650 - SAR: 2,450 - OMR: 250 - AED: 2,450
- Monthly Minimum Balance: USD: $800 - SAR: 3,000 - OMR: 300 - AED: 3,000
- Fee for Falling Below Minimum Balance: USD: $11 - SAR: 40 - OMR: 4 - AED: 40
Corporate Accounts
- Account Opening: No fee
- Minimum Deposit: USD: $2,650 - SAR: 10,000 - OMR: 1,000 - AED: 10,000
- Monthly Minimum Balance: USD: $2,650 - SAR: 10,000 - OMR: 1,000 - AED: 10,000
- Fee for Falling Below Minimum Balance: USD: $106 - SAR: 400 - OMR: 40 - AED: 400
Banking & Payments
Broker Pricing: FX/CFD Trading Accounts
Investment Pricing
Payment Features and Rails
We offer a wide variety of services for payments and transfers:
- SWIFT Payments: Best for multi-currency, cross-border payments. Typically 1-5 business days.
- SEPA Transfers: Best for EUR intra-EU transfers. Same or next-day processing.
- Faster Payments: Best for GBP domestic transfers. Near-instant during banking hours.
- Local Payments: Depending on the currency and region, local transfers may be faster and more affordable.
Pricing Transparency
At Uptex Bank, we are committed to radical transparency. All fees and charges are displayed upfront, so you know exactly what to expect—no hidden costs, no surprises.
Security, Compliance & Resilience
We ensure the highest levels of security and compliance for all transactions:
- Licensing: Regulated by the Central Bank of Oman (CBO) and Capital Market Authority (CMA).
- Data Protection: PDPL-aligned with encryption in transit/at rest.
- Compliance: KYC/KYB, sanctions screening, automated AML transaction monitoring.
Ready to experience transparent, efficient, and borderless banking?
Transaction fees
Outbound Payments
SWIFT Fees (All Currencies) – ACO & SHA
Fees are fixed in USD equivalent and applied in the same currency as the transaction.
- ACO (All Charges Option): USD $30 equivalent
- SHA (Shared Charges Option): USD $15 equivalent
- ACO (All Charges Option): USD $30 equivalent
- SHA (Shared Charges Option): USD $15 equivalent
Local Payments (no currency conversion applied)
- Local USD: $2
- Local EUR: 1 EUR
- Local GBP: 1 GBP
- Local CAD: $2
- Local AED: 10 AED
- Local SAR: 8 SAR
- Local OMR: 1 OMR
- Local CHF: 15 CHF
- Local USD: $2
- Local EUR: 1 EUR
- Local GBP: 1 GBP
- Local CAD: $2
- Local AED: 10 AED
- Local SAR: 8 SAR
- Local OMR: 1 OMR
- Local CHF: 15 CHF
Inbound Payments
- Local USD (ACH): $3
- Local USD (FedWire): $10
- Local EUR: 1 EUR
- Local GBP: 1 GBP
- Local CAD: $1
- Local AED: 10 AED
- Local OMR: 4 OMR
- Local SAR: 11 SAR
- SWIFT Receipts: $10 equivalent, applied in same currency as transaction
- Local USD (ACH): $3
- Local USD (FedWire): $10
- Local EUR: 1 EUR
- Local GBP: 1 GBP
- Local CAD: $1
- Local AED: 10 AED
- Local OMR: 4 OMR
- Local SAR: 11 SAR
- SWIFT Receipts: $10 equivalent, applied in same currency as transaction
We offer competitive FX spreads to ensure you get the best value for your international payments and currency conversions. Below are our rates based on your monthly FX volume:
Individual Customer FX Spreads
- $0 - $10K: 0.20% (Promotional Tier)
- $10K - $100K: 0.40% (Standard Tier)
- $100K+: 0.50% (High Volume Tier)
Corporate Customer FX Spreads
- $0 - $50K: 0.20% (Promotional Tier)
- $50K+: 0.40% (Standard Tier) Special rates available on request
Foreign exchange services
Trading, Contract Specifications
- One platform
- All instruments
- Complete transparency
Use our live Contract Specification tool to explore spreads, margin requirements, and trading hours across all supported markets.
- Standard
- ECN
- Islamic Standard
- Islamic ECN
Investing Stocks & ETFs
- Real stocks
- Real ownership
- Transparent pricing
Uptex provides access to over 3,500+ global assets, including leading U.S., GCC, and international shares.
Investing Fees :
Trade Range: 1–100 shares
Fee : $5 flat fee
Notes: Minimum charge per trade
Example: Buy 1 share = $5 fee
Trade Range: 100+ shares
Fee : $0.05 per share
Notes: Incremental rate after 100 shares
Example: Buy 200 shares = $5 + (100 × $0.05) = $10 total Example
Dividend payouts follow normal corporate distribution schedules.
Start Investing
Invest in global markets directly through Uptex Shares simple, secure, and transparent.
Security, Compliance & Fairness
- Regulated by the Central Bank of Oman (CBO) and the Capital Market Authority (CMA)
- PDPL-aligned data protection and continuous AML monitoring
- 24/7 customer support
Security, Compliance & Fairness
- Regulated by the Central Bank of Oman (CBO) and the Capital Market Authority (CMA)
- PDPL-aligned data protection and continuous AML monitoring
- 24/7 customer support
Start with Transparency
Bank, invest, and trade all in one account, built for clarity and control.