Payment Codes
SWIFT and BIC codes
Find the code registered to an institution, or check the one you already have.
A BIC identifies a financial institution in an international payment. The same code is often called a SWIFT code, after the network the instruction travels over. The two names mean the same thing.
You give it alongside the account number so the payment reaches the right institution. On its own it does not identify an account, and it is not a substitute for one.
Find a SWIFT code
Choose the country and the institution below.
If the institution operates only through an app, it may not have an office in your city. Where your city is not listed, choose the capital of the country in which you opened the account.
This lookup covers the institutions in the international code registry. It does not indicate where Uptex is available — see what you can do with Uptex for that.
Check A Code
Check the format of a code
Paste a code to see whether it is the right shape and what each part of it is. This runs in your browser: nothing is sent to us and nothing is stored.
Enter a code to check its format.
This checks the format only. It cannot confirm that a code belongs to a particular institution or is currently in use — always confirm the code with the person or organisation you are paying.
Code Structure
What each part means
A code is eight or eleven characters. It is read in four parts, always in this order.
Characters 1 to 4
The institution code. Four letters, chosen by the institution and registered to it.
Characters 5 and 6
The country code. Two letters, in the standard two-letter country format.
Characters 7 and 8
The location code. Two letters or digits identifying where in that country the institution sits.
Characters 9 to 11
The branch code, and the only optional part. Where it is absent the code is eight characters and refers to the primary office. Where it is present it refers to a specific branch or department; XXX also means the primary office.
A code is normally written in capitals and without spaces, although it is usually accepted either way.
Finding A Code
Where to find the code you need
Your own code
Your Uptex account details, including any code that applies to it, appear in the app once your application is approved.
Someone else's code
Ask the person or organisation you are paying. They can read it from their own account details, and they are the only reliable source for it.
The official registry
Institution codes are issued and published by the organisation that runs the network. Its registry is the authoritative record, and it is the source any published directory has to come from.
Common Questions
Frequently asked questions
Fees and delivery times are shown before you confirm. Available currencies, routes and delivery times vary.
Split bills using eligible Uptex-to-Uptex transfers, which are usually processed immediately.
You are shown a quote before every exchange, with the fee and the mark-up shown separately. The quote is valid for a limited time, and if it expires we show you a new one.
Where supported, you can schedule an eligible payment for a future date and review or cancel it in the app before it is sent.
It is a code that identifies a financial institution in an international payment. The two names mean the same thing. You give it alongside the account number so the payment reaches the right institution.
Ask the person or organisation you are paying — they are the only reliable source for their own code. You can check that a code you have been given is the right shape on our SWIFT and BIC codes page.