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Fees and delivery times are shown before you confirm. Available currencies, routes and delivery times vary.

Split bills using eligible Uptex-to-Uptex transfers, which are usually processed immediately.

You are shown a quote before every exchange, with the fee and the mark-up shown separately. The quote is valid for a limited time, and if it expires we show you a new one.

Where supported, you can schedule an eligible payment for a future date and review or cancel it in the app before it is sent.

It is a code that identifies a financial institution in an international payment. The two names mean the same thing. You give it alongside the account number so the payment reaches the right institution.

Ask the person or organisation you are paying — they are the only reliable source for their own code. You can check that a code you have been given is the right shape on our SWIFT and BIC codes page.